:root {
  --red-950: #3a0708;
  --red-900: #4a0a0b;
  --red-800: #5d0d0f;
  --red-700: #8b0d10;
  --red-600: #a30e12;
  --gold: #d8a900;
  --ink: #241f20;
  --muted: #6f686a;
  --paper: #ffffff;
  --soft: #f7f5f5;
  --line: #e8e2e2;
  --shadow: 0 14px 40px rgba(54, 5, 7, .13);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: #f4f1f1;
  line-height: 1.68;
}
a { color: var(--red-700); }
.shell { width: min(1180px, calc(100% - 32px)); margin: 0 auto; }
.hero {
  background:
    radial-gradient(circle at 82% 12%, rgba(216,169,0,.18), transparent 24rem),
    linear-gradient(125deg, var(--red-950), var(--red-700));
  color: white;
  padding: 58px 0 70px;
  border-bottom: 5px solid var(--gold);
}
.hero-inner {
  display: grid;
  grid-template-columns: 150px 1fr;
  gap: 34px;
  align-items: center;
}
.brand {
  width: 138px;
  height: 138px;
  border-radius: 30px;
  background: white;
  padding: 12px;
  display: grid;
  place-items: center;
  box-shadow: 0 12px 30px rgba(0,0,0,.18);
}
.brand img { width: 100%; height: 100%; object-fit: contain; }
.eyebrow {
  display: inline-block;
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .16em;
  color: #ffd24b;
  margin-bottom: 8px;
}
h1 { font-size: clamp(2.25rem, 5vw, 4rem); line-height: 1.05; margin: 0 0 14px; }
.hero-copy { max-width: 790px; font-size: 1.08rem; margin: 0; color: #f7eeee; }
.updated { margin: 18px 0 0; font-size: .92rem; color: #e9dede; }
.content-grid {
  display: grid;
  grid-template-columns: 255px minmax(0, 1fr);
  gap: 26px;
  align-items: start;
  margin-top: -30px;
  padding-bottom: 58px;
}
.toc-card, .policy-card {
  background: var(--paper);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.toc-card {
  position: sticky;
  top: 18px;
  padding: 24px;
  border-top: 4px solid var(--gold);
}
.toc-card strong { color: var(--red-700); font-size: 1.05rem; }
.toc-card nav { display: grid; gap: 4px; margin-top: 14px; }
.toc-card a {
  text-decoration: none;
  color: #584f50;
  padding: 7px 8px;
  border-radius: 9px;
  font-size: .91rem;
}
.toc-card a:hover { background: #f7eeee; color: var(--red-700); }
.policy-card { padding: clamp(26px, 5vw, 58px); }
.policy-card section { scroll-margin-top: 20px; }
.policy-card section + section {
  border-top: 1px solid var(--line);
  margin-top: 36px;
  padding-top: 32px;
}
.intro {
  border: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  font-size: 1.06rem;
}
h2 {
  color: var(--red-700);
  font-size: clamp(1.45rem, 3vw, 2rem);
  margin: 0 0 14px;
}
h3 { margin: 24px 0 8px; font-size: 1.05rem; }
p { margin: 0 0 15px; }
ul { padding-left: 22px; }
li + li { margin-top: 5px; }
.notice {
  margin-top: 24px;
  background: #fff9df;
  border-left: 4px solid var(--gold);
  padding: 16px 18px;
  border-radius: 10px;
}
.contact-card {
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 18px 20px;
}
.contact-card p:last-child { margin-bottom: 0; }
.cta {
  display: inline-block;
  margin-top: 8px;
  background: var(--red-700);
  color: white;
  text-decoration: none;
  font-weight: 750;
  padding: 12px 18px;
  border-radius: 12px;
  box-shadow: 0 6px 16px rgba(139,13,16,.18);
}
.cta:hover { background: var(--red-800); }
footer { background: var(--red-950); color: #e9dddd; padding: 24px 0; }
.footer-inner { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; font-size: .88rem; }

@media (max-width: 860px) {
  .hero { padding-top: 38px; }
  .hero-inner { grid-template-columns: 92px 1fr; gap: 20px; }
  .brand { width: 92px; height: 92px; border-radius: 20px; padding: 8px; }
  .content-grid { grid-template-columns: 1fr; margin-top: -22px; }
  .toc-card { position: static; }
}
@media (max-width: 560px) {
  .hero-inner { grid-template-columns: 1fr; }
  .brand { width: 82px; height: 82px; }
  .policy-card, .toc-card { border-radius: 18px; }
}